Loan Processor II

First Bank of Montana is hiring a Loan Processor II to be an integral part of our team! The position can work from any of our ten branch locations in Lewistown, Chinook, Choteau, Fairfield, Vaughn, Fort Benton, Chester, Big Sandy, Conrad, or Plentywood, Montana. This position involves providing loan support for multiple branches in our bank division and requires a positive attitude and great customer service skills. The ability to work in a team atmosphere and promote the bank's products and services is required. The successful candidate will have extensive contact with bank staff in multiple locations as well as contact with external customers. Professionalism, confidentiality, good attendance, punctuality, flexibility and adaptability are a must!

DUTIES AND RESPONSIBILITIES:

The Loan Processor II is responsible for ensuring the accurate and timely preparation of various loan documents, including real estate, consumer, agricultural, and commercial loans. This individual will work closely with the loan team to ensure that all loan files are complete, comply with regulatory and internal standards, and are ready for closing. The position requires exceptional organization skills, attention to detail, and a strong understanding of loan documentation processes.

Must comply with applicable laws and regulations, including but not limited to, the Dodd-Frank Act, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a score of 85% or greater by due date.

Loan Processing Functions:

• Process real estate, consumer, agricultural and commercial loans using bank software
• Review loan documents prior to closing to ensure all necessary information and documents are accurate and in place
• Ensure all associated documentation is properly completed and in compliance with applicable regulations, state laws, internal audit and Division and Corporate policies and procedures. This may require performing self-audits when necessary to ensure compliance.
• Collaborate closely with the loan team to ensure timely and efficient processing of loans and timely resolution of any document-related issues.
• Maintain up-to-date knowledge of loan products, regulations, and best practices to ensure that loan documentation is compliant with applicable laws and guidelines.
• Assist in gathering additional documents as requested by loan officers or the closing team, ensuring the accuracy of the information provided.
• Prepare and process monthly and quarterly reports as assigned
• Coordinate with the loan closing team to ensure all loan files are complete and ready for timely closing.
• Ensure any necessary amendments or corrections to loan documents are processed in a timely manner.
• Respond promptly to inquiries from loan officers, management, and other stakeholders regarding loan documentation and loan status.
• Complete other duties as assigned by management, ensuring that all loan-related tasks are executed with accuracy and efficiency.

Other Job Functions:

• Perform job functions in compliance with all company policies and procedures, federal and state rules and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.
• Keep management appropriately informed of area activities and of any significant problems.
• Participate in community service and bank sponsored activities that serve and support the mission and values of First Bank of Montana.
• Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel).
• Represent First Bank of Montana in a professional manner which includes a professional image, confidentiality, a positive "can-do" attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Attend and participate in meetings as required.
• Regular and predictable attendance is an essential function of this job in order to accomplish, among other things, in-person contact with lenders.
• Additional duties as requested or assigned.

QUALIFICATIONS:

• High School Diploma or Equivalent
• Banking Experience Preferred with preference given to those with loan support experience

KNOWLEDGE, SKILL, ABILITY:

• Ability to work quickly and accurately
• Ability to understand and follow written and oral instructions
• Strong verbal and written communication skills
• Good working knowledge of Microsoft applications such as Word, Excel, Outlook, etc. and the ability to learn new systems/applications
• Ability to have a broad knowledge of banking regulations

WORK ENVIRONMENT:

• Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to: climb, balance, stoop, kneel, crouch, crawl, push, and pull.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Light work. The employee is constantly required to stand and walk. Exerting up to 25 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

Must be capable of occasional travel (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details!

COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.