Loan Officer - Idaho

BREAK GROUND ON A REWARDING CAREER WITH US!

The Sekisui House U.S. team is a proud builder of the SHAWOOD, Richmond American Homes, Woodside Homes, Holt Homes, Hubble Homes, and Chesmar Homes brands. We take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable.

We encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us.

Positive Work Environment & Culture

Collaborative Team Culture: Join a supportive environment where teamwork and the open exchange of ideas are highly valued.
• Team Engagement: Participate in a variety of team-building events and social gatherings, such as company outings, holiday celebrations, and regular office socials. We support a healthy work-life balance and recognize the importance of time outside of work commitments.

Position Summary

We are seeking a qualified Loan Officer to join our HomeAmerican Mortgage (HMC) team. In this role you will originate loans primarily from Richmond American Homes ("Builder"), as well as originating "spot" loans from other sources (i.e., other builders, real estate agents.) You will also coordinate processing and closing of these loans.

Responsibilities

• Take loan applications from Builder home purchasers at applicants' request.
• Educate and guide applicant through loan process. Answer questions and resolve problems that may develop with loan file.
• Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder's weekly sales meetings.
• Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable.
• Prepare marketing and loan program information files for Builder sales and management personnel.
• Prepare and distribute application packages and other materials as necessary.
• Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products.
• Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc.

Requirements

• Must have recent prior VA, FHA, and Conventional loan processing or solicitation experience for a minimum of two years.
• Technical knowledge relating to mortgage banking compliance, FHA, VA, conventional and non-conforming guidelines required.
• Must be able to perform calculations to determine house payment, interest rate, ratios, etc.
• Be licensed for loans in Idaho.

Comprehensive Benefits Package

We offer a comprehensive benefits package designed to meet the diverse needs of our employees and their families:

• Competitive Compensation: We provide a competitive compensation structure that rewards performance and results.
• Health & Wellness: Comprehensive coverage includes medical, dental, and vision insurance options, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
• Financial Future: Access a 401(k) retirement savings plan.
• Time Off: Our time-off benefits include vacation, sick leave, paid holidays, and other leave types (bereavement, jury duty, FMLA, military leave).
• Insurance & Protection: Company-provided life insurance, accidental death and dismemberment (AD&D) insurance, and short- and long-term disability coverage are included. An employee assistance program (EAP) is also available.
• Exclusive Perks & Discounts
• Homeownership & Financing: Take advantage of exclusive home purchase and financing discounts.
• Pet Insurance: Enjoy discounted group pet insurance rates.

If you are ready for more than a job and seek a career with one of the most respected organizations in the industry, we encourage you to connect with us. Please visit our website at www.richmondamerican.com for additional information.

Sekisui House U.S., Inc. is an Equal Opportunity Employer.