Date: November 10, 2026
Job Location: First Farmers and Merchants Bank, 816 S. Garden St. Columbia, TN 38401
Education Level: Minimum of a high school education or GED. College degree in Business related field preferred. Job Type: Full Time VEVRAA Federal Contractor Request Priority Referral of Protected Veterans EOE Protected Veterans/Disabled Robert C. Matthews, email: bob.matthews@myfirstfarmers.com
Role: |
To provide monthly, quarterly, annual, and as needed reporting for Credit Administration around asset quality, construction monitoring, concentration monitoring and any other type of reporting required. To assist Construction Loan Manager in the monitoring of the consumer and commercial construction portfolio to include the following: day to day monitoring, ordering of inspections, draws, reporting and interaction with relationship managers. Collateral monitoring of Borrowing Bases and Stock secured loans. Handling of all commercial loan approvals, covenant tracking, financial system tracking, and other type of tracking as assigned within the Bank's loan origination system. Other task as assigned.
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Essential Functions & Responsibilities:
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E |
50% |
Credit Administration Task of Abrigo-Loan approval, set up of tickers, set up of covenants, clearing of ticklers and covenants, financial letters and other related tasks. |
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E |
25% |
Assist the Construction Loan Manager in the monitoring of consumer and commercial construction portfolio to include the following: Day to day monitoring, inspections, draws, reporting, and contact with borrower and Relationship Managers. |
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E |
15% |
Preparation of reporting-Asset Quality, Construction, Credit Administration. |
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E |
5% |
Monitoring of Borrowing Bases, Stock and other type of non-construction related loans. |
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N |
5% |
Other tasks in Credit Administration as assigned. |
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Performance Measurements: |
1. |
To comply with the letter and with the spirit of the bank's Code of Business Conduct and Ethics. |
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2. |
To maintain the confidentiality of customer and any other sensitive information. |
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3. |
To maximize the collection and/or recovery of bank assets from delinquent or charged -off loans. |
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4. |
To maintain accurate and complete records of all collection and recovery activity. |
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5. |
To ensure that collection activity is both within bank policy and all relevant regulations. |
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6. |
To provide friendly, professional and accurate service and support to all customers and employees. |
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7. |
To acquire and maintain a working knowledge of regulations and bank procedures; to comply with the provisions of the Bank Secrecy Act and other laws and regulations. |
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8. |
To complete required training and undertake additional training as needed to increase job knowledge and maximize productivity. |
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9. |
To develop and maintain a positive and productive working relationship with department/branch staff. |
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Knowledge and Skills: |
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Experience |
One year to three years of similar or related experience. |
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Education |
Minimum of a high school education or GED. College degree in Business related field preferred. |
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Interpersonal Skills |
Courtesy, customer service, and tact are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. |
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Other Skills |
Excellent written and oral communications skills; proficiency with word-processing and spreadsheet software; attention to detail and compliance with deadlines. |
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Physical Requirements |
The person in this position needs to frequently move about inside the office to interact with associates or customers and access office machinery and file cabinets. The person in the position constantly operates a computer and other office productivity machinery, such as a calculator, photocopier, and printer. The position could require occasional travel for construction management. |
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Work Environment |
This job operates in a professional office environment. This role routinely uses standard office equipment such as calculators, computers, phones, photocopier, filing cabinets and fax machines. |
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First Farmers Bank
Nov 11, 2026